ApartmentInsured
Specialized multifamily coverage across all 50 states

Insurance built for apartment owners and operators.

Connect with multifamily insurance specialists who understand habitational risks, lender requirements, and per-door economics. Coverage in all 50 states.

Get a Free Coverage ReviewNo obligation. No hidden fees.

Trusted by apartment owners and operators across all 50 states

Lender Compliant
Same-Day Certificates
Habitational Specialists
E&S Market Access
Nationwide Coverage

Why Choose Us

Why apartment owners choose us.

We are not a generic insurance marketplace. We specialize in apartment and multifamily insurance, and nothing else.

Habitational Specialists

We focus exclusively on apartment and multifamily insurance. Our advisors understand per-door economics, lender requirements, and habitational underwriting.

Market Access

We shop admitted and E&S carriers that actively write habitational risks, even in hard-market states where standard carriers have pulled back.

Lender Compliance

Every program is structured to satisfy Fannie Mae DUS, Freddie Mac Optigo, HUD/FHA, and private lender insurance requirements from day one.

Portfolio Programs

Blanket and scheduled programs for multi-property portfolios. One renewal, one deductible structure, simplified administration.

Modern apartment building exterior with comprehensive insurance coverage for multifamily properties

Built Different

Your portfolio is unique. Your insurance should be too.

From 10-unit garden-style complexes to 500-unit high-rises, we build programs that match your specific risk profile and lender requirements.

Get started

How It Works

From review to covered in days, not weeks.

Step 01

Tell Us About Your Portfolio

Share your property details, unit count, TIV, and current coverage. We tailor the review to your specific portfolio.

Step 02

We Analyze Your Coverage

Our specialists review your current program for gaps, TIV accuracy, co-insurance exposure, and lender compliance.

Step 03

Review Your Options

We present clear options from multiple carriers, with side-by-side comparisons of coverage, deductibles, and pricing.

Step 04

Bind & Certify

Bind your policy and receive certificates, lender endorsements, and evidence of insurance the same day.

24
Coverage Types
50
States Covered
34
Metro Markets
10
Property Types

Free Coverage Review

Get Your Free Coverage Review

Fill out the form below and a multifamily insurance specialist will contact you within one business day.

Ready to Protect Your Apartment Portfolio?

Get a free, no-obligation coverage review from a multifamily insurance specialist who understands habitational risks.